City electric company in violation of their own laws?

Shameful violation of city law

There are low income people!

That are in over their heads when it comes to owing electric companies.

You have to understand something in the situation like this?

Usually with low-income people and I say this in all due respect!

The lack of knowledge and information and they’re low income become one of the same!

Sometimes by choice! Sometimes not by choice!

But we have radio and TV stations   local publications  to get the information out

What do TV and radio stations do?

They would much rather time broker there air waves mostly towards paid programming.

Being as what the FCC cited as radio and TV stations are are trustee of the public airwaves.

You bring that up to any radio TV stations they will tell her you are dead wrong!

Of course even the FCC is not an innocent bystander either!

As the article States is one man who sleeps in layers of clothes just to stay warm while he is without electricity he’s also looking at eviction because it’s a part of the lease to keep the electricity going!

Here we have a low-income person in a damn if you do damn if you don’t situation!

We have TV radio stations are trying to be local, community-minded? Radio and TV stations

Nothing more further from the truth than it is as close as itia  absolute lie!

Of course even the local puco and is not without sin either!

The word should be given out in any and every kind and type of communication about the alternatives and how they can apply for any and every type of heap program/payment plans that’s available!

And if the utility company does have payment plans to work with their customers it should be known year-round!

Just some people getting the same thing over and over month after month as far as leaflets are concerned along with their utility bills  Not everybody really truly reads these leaflets that come along with their utility bill months after months.

Thinking that’s not going to happen to me so I don’t need to know about it

The time comes that may end up being tight financially are they know they have to keep their utilities going specifically gas and or electric!

Then what do they do?

The next best thing to do!


As all hell!

That disconnection of service will not happen to me at all!

“Don’t rush to judgement!”

There are times when people have to go to the source of funding and or assistance!

Rather than wait for those things to come to him first!



Anyone can invest if they really truly want to!

With micro investing!

Anyone can invest!

I began in investing with the help of my mom being a custodian to our mutual fund account.

At first my mom didn’t believe it I’m done on the broker explain to my mom that under the state of Ohio unification gifts to minors act. That’s when the investor bug hit me!

I keep in mind at the time I was only in shipping receiving and whatu to be the city of Cleveland’s oldest pro Shop until the founding families sold it to a lawyer who only knows one thing and one thing only the law!

Any ran that family print shop to the ground!

Before that happened!

Everyday I was picking up at the time?

Only The plain dealer, wsj, investors Business daily, and business week every week, penny stock news.

My co-workers kept asking me?

Why are you buying all these are there some newspapers and magazines for?

Little did they know!!

Keep in mind!

At the beginning  I knew absolutely nothing about investing.

This is before the internet.

I read the Wall Street journal publication I found that if I read an article.

And in that article there was a word I didn’t know if it’s basically a financial term jargon or whatever!

I found it if I continue reading the article somehow and someway the article would give me the definition of the word that I did not know.

My narcissistic friend Glenn!  He said he called a mutual fund company.

he was so he can get a high rate of return on a mutual fund.

at that time that depends on what type and kind of fun you want to invest and maybe you might get a higher rate of return.

He says to me repeatedly Mark a contact as somebody at the pioneer phone somebody over there told me of a much better return after hearing that b******* so many times over. I told him if you think you get a better return why aren’t you investing it? He couldn’t be no more silent than a clam. 

 He know I sounded like a robot because he kept repeating what I’ve heard so many times!

If I knew what narcissism was?

I kick his ass for the third time and still win!

Now! We have micro investing!

One of the best micro investing websites is

You can open up account with stockpile for as little as $5 and their fee is $0.99.

Acorns place to invest:


Betterment is a stickler for what’s called?

Micro deposits!


better man probably has more people that are a little more higher education than the rest of us!

It doesn’t matter what amount of micro deposit you want to use the system will rejected!

But I do love betterment everyday savings with a apy 1.83 %!

Crazy not too!

ETFs are similar to mutual funds but they are more diversified then mutual funds. And if you’re not sure about a financial or investment term?

You have a market watch, investopedia, and you also have your favorite search engine.

I’ve heard because of the way the stock market is running you can run anywhere from four to seven times the amount of money then your local bank brick and mortars apy.

We all need to start investing and saving!

Rather than just stuff it on the mattress, piggy bank, cookie jar or whatever!

If you put some money in a brick-and-mortar savings account?

Don’t ever complain about the low APR that you’re currently getting.

These are online high yield savings accounts to look into.

I tried to tell people that it’s us when you have your first job and maybe one or two months having fun and enjoying the fruits of your labor.

The earlier you start saving and investing?

You’re that much further ahead!

I’ve heard it said when it comes to voting?

“The political is personal!”

That same philosophy can apply to all of us when it comes to saving and investing.

“Saving and investing is also too personal!”

Remember a guy named Joe Granville?

He  predicted on a certain day Wall Street would collapse!

Wall Street definitely proved him wrong!

I remember towards the end of a nightline with Ted Koppel interview.

Ted had to keep  pushinghim and pressuring him to finally admit he was wrong!

Even his followers subscribed to his newsletter.

Overtime is flock disappeared!

You will always have your doomsayers or naysayers or badmouth or so on and so forth!

Don’t listen to them!

Keep your own Good counsel.


‘No Chinese allowed’: Racism and fear are now spreading along with the coronavirus:

This sound so much familiar to the days of racism against African-Americans.

it’s interesting how people will only want to know a certain but limited amount of information concerning the virus.

“It’s what you don’t know but can hurt you”

That’s sums it up as to how people are handling the news and information about this virus.

Depending on what you do or do not know about the virus?

Is what creates such a panic in certain cities, countries.

But! We as humans there are more followers than there are are of their own person.

I want to put it another way?

“Too many Indians not enough Chiefs!”

We  tend to follow others rather than taking upon ourselves to know more about certain things.

We tend to take word-of-mouth as if it was The Rock solid truth.

And if anybody thinks as long as they are not concerned about the virus it will not affect them!

So further from the truth than it is close to a lie!



After living in a homeless shelter

It’s a hard having to live your life. To living in a homeless shelter To going back into normal life.

Keep in mind that!

When you’re living in a homeless shelter. You do what you have to do just to remain sane and alive and well.

I didn’t know what to expect. I had a little bit of what I thought of what it would be like at a homeless shelter.

And I was right!. I believe that when people go to a homeless shelter for whatever the reason is.Will clash with the mentality and attitude as  a defense shield.

It came close to a physical fight One young person turn the TV to a football game another person another person hollered no oh, no.

No one told me while I was there. during the 40 Days by state law on homeless shelters allowed are allowed to hey there. Then after 40 days They have to cut them loose

During that time you are expected to find a place to live. And that means whatever your vices, habits, addictions are?

You had to drop them faster than lightning strikes!

There was one couple and a teenage son.

Speaking strictly for me

I think that when push comes to shove. Havng my family live in a homeless shelter?

I would seriously consider ending it all!

Simply because I as a man could not provide for my family to live some other place. Just a thought also having my family stay at a homeless shelter?

Especially for my teenage son. It would get me to think? ” my dad let us down! And “what does my son think about his dad now?”

I would be thinking to myself not only did I to let my family down! I let myself down!  Having my family end up living homeless shelter.

That plays Hillary I’m a child of mind!

While I was there up until the time I left

They kept up with their addiction basically but kept smoking cigarettes! Buying 12 packs of soda and think nothing of it.

Aside from him being a husband and a father.

He couldn’t care less about  whon to talk to and our associate himself with none whatsoever!

I have come to learn: “a person is known by the company they keep”

Apparently even at his age he was never told that.

There was this guy while he was there who try to find as many food items that were available out in the open.  He tried to eat so much of it.   It was as if he was deprived or he was never given food to eat a great majority of his life! 

He ended up having a reputation for eating anything and everything that was not mailed down!

He even stole a sack of figs He tried to cover it up. Another woman I and were playing Uno I told him I know you’re so some of my things and try to hide it as a frosted.

I told him” you were not biting on m180! He tried to ransack my bags that I always carrying with me and think nothing of it!

One evening management came into our dorm or he was with me as well. And he was toldt toget his stuff and get out of here apparently other people complained about him there were like three jars of peanut butter sitting on the counter near coffee machine the microwave other food items were.

He couldn’t care less who about who those three jars of peanut butter belong  to he helped himself to all to all 3 jars of it!

There was a one young person. His first day at the shelter.

I always have an extension cord to keep my cell phone plugged in.

He  unplugged my extension cord from the wall socket I did not thank nothing ever nothing.

The second day he was there he did it again!

I told him that extension cord was mine!

There’s a rule at the shelter was a nobody is the standard dorms from 9 a.m. to 5 PM.

For me and the other guys in our dormitory. Summer on young people went too bad the other young people went out for the evening curfew everyday was at 10 p.m. otherwise after 10 p.m. you came back you were locked out!

Having to take a shower at  sa homeless shelter got me very concerned. Simply because it was a homeless shelter.

Very uncomfortable!

Parents mostly single parent(s) They have this hands off type of parenting philosophy!

Majority of these kids I ended up calling them nothing more nothing less than rodents!

One single mom who had kids 15 year old daughter who was pregnant!

Again! From the time they arrived or time I left!

She was oblivious to her own kids she spent the whole time there talking to people on her cell phone. She spend so much time on her cell phone! Apparently she was trying to figure out how can she melt her face to her cell phone!

One day she let her kids play in this room that we all sad for good majority of the day.

While she was outside the room again trying to figure out how to melt her cell phone to her face!

I came out of the room I seen her sitting on the last step and said: minors babysitting minors stupid!”  she came into the room gather up her rodents apparently she told them see that guy over there?

In previous post I talked about some guy who has a psychological problem and that’s psychological problem is? “Narcissism”.

During the time that I was there?

He would and harass me and taghaddos me all for the sake of having his narcissistic fed!

he even went so far as to follow me into the men’s room he did not have anything or any part to do with the men’s room it was his way of trying to get attention from me!

there were times that he would follow me so very close behind me as I walked up and down the stairs.

There was nothing absolutely nothing! I knew he was doing it.

That this narcissistic son of a b****!

Ever proved to me that he was a heterosexual! If it 5 for us wearing clothes! Needless to say what could have happened?

That’s a No-No thing a full-blown narcissist does.

They think nothing of it and their words and their actions!

Again during the time that I was there. All the wasted time and effort he did to try and get my attention.

He could have went out and got himself a job!

He had any and all signs of a narcissist!

Now! To the meat of this blog!

While I was at the shelter I always got up 7 days a week at 5 a.m. dress to take my place in the basement which was up against the wall over the most drafty windows I could ever encounter.

I still have a problem getting a decent night’s sleep because of what I went through at the shelter. After you been in a homeless shelter? Look inversion back to normalcy is a hard one but also to. An ever so slowly conversion back to normalcy.

if you have health insurance carry that with you and also enough money to get either Uber or Lyft to and from either your doctors or true a medical center.

But if you’re coming down with a cold or flu?

Or end up eating food that is rancid?

Because I’m homeless shelter really don’t care about the freshness of the food they serve at the homeless shelter man whatsoever.

I mean coming from some other City.

You begin to learn where things are, streets are.

After the experience I went there at the shelter?

You begin to realize you don’t take your life for granted.

Someway somehow you find yourself given another opportunity to get it together for yourself!

you end up concentrating more on yourself to get your life back on track that you will ever be concerned of anybody else!

You want to plan your life better! You learn to budget your money better!

You don’t concern yourself with what other people think of you.

If they think negative of you?

Always remember!

The problem will always be with them not with you!

It’s been said: “opinions are the cheapest commodities in the world keep your own Good counsel!*

Always learn from life’s events that go on in real life from childhood to now.

Because I said from my two other post “history does repeat itself” in each and every one of our lives!

I’ve also learned?

You do have to put yourself first! You to have to take care of yourself first! Once everything in your life is put back into order? Then you can take care of the other things you had to put off until you got yourself together!












Is there a narcissist among Us?

In my previous post called:  history does repeat itself! It occurred to me. 

It just occurred to me that while I was at the homeless shelter. There was a guy who is f***** up in the head in more ways than one!

That’s because this guy is an absolute full-blown narcissist!

Beyond the term “full blown!” Narcissist! I found out that this guy is an exact copy of  the wife that I was married too long ago!

The difference? Gender!

Narcissist don’t care who or how they get attention it could be you or somebody you know or just a total, absolute, complete stranger.

They can run lies, b*******, say anything they want about anybody as l the  victim is not within earshot of the narcissist telling lies gossip and rumors that are outrageously false in any and every way! They don’t know they don’t care! Who they hurt at all! d they don’t think at all!w s*** they come up with!

Or how their victim thinks fuel once they find out that the shitt and talk about the victim that they were met with an ear shot at the time and spread outrageous and vicious lies about their victim.

As long as it is not a narcissist themselves!

Narcissists have this lopsided position? I badmouth you! In every way I  way shape or form type of kind! But! Don’t you do the same the  to me!

The absolute worst part about it and is that whoever he talks to recipient of this narcissist doesn’t know who they’re talking to is a narcissist!

Nor do they know what their motive, objective, goal is!

Narcissist will always be in denial 24/7 until the day they die!

What the worst part about it is you cannot tell a narcissist that they are  a narcissist! State your case on why you know they are narcissist!

Another interesting point of a narcissist is?

Narcissist can be taken, ripped off, and scammed by another fellow narcissist!

Even the narcissist themselves are unable to even sense or detect another fellow narcissist!

Even this guy I know and even my ex-wife are identical the only thing that separates the two is gender.

Could be somehow, someway be separated at birth?

Anybody can look up the word narcissist or narcissism in a dictionary that’s just a capsule definition are both words.

They have such a humongous list are negative qualities, negative characteristics! There is not enough paper in the world the hold the many negative characteristics, negative qualities of a narcissist!

They are their own best friend and their own worst enemy and again. They don’t even know it!

Over 40 years ago I was married to her the narcissist!

In 2019 I met this guy who has the exact same thing as the ex-wife is!

I am just giving you two examples of two posts that clearly can confirm?

History does repeat itself!


Since I been here

Time has been slow.

I still have a hard time falling asleep!

Perhaps because of what I went through at the shelter.

And! Going to the bathroom  as well.

Still trying to learning how to save and spend wisely.

The apartment still needs work.

I don’t see my son as I used to.We text each other.

Very quiet here.

The people here have been very magnificent 😍

Continue reading “Since I been here”

History does repeat itself!

When I was a teenager. There was this guy that I met I was more of a friend to him than he ever was to me!

If you remember or ever heard the song God bless the child there I a lineT There’s a couple of lines in the song that goes; “when you got money you got lots of friends crowding around your door” “when the money is gone all your spending on they won’t  be around any more!”

He is exactly what that song describes!

When I was in the homeless shelter. I met this one guy who is exactly as that other guy that I met in my teenage years.

Little did I know that history does repeat itself!







Ever since I became a CenturyLink customer!

  • A so-called technician was o come b and activate my modem. No show!
  • The net day! I called them. I was told I do not have an account with them. I asked? “If I don’t have an account where did the modem come from?” Silence! I asked?
  • “How did I get a technician to come here 2 times in 1 day? The same!
  • 3mbps? Is “FAST?”

When you’re dealing with “outsourced csr’s? They will say anything to you! More than likely? Because of the distance.

When you contact them either via chat, call, email?

You will feel like your dealing with the Federal Government!

Ft. dragging, procrastination, passing the buck!

As the CEO of CenturyLink does!

When someone responds to you?

Centurylink employees will “Stroke you!”The Company is nothing but a redistributor of services!

Both! customer and tech support?

Don’t know! “Which end is up!